Terms of Use

By creating an account or using FnB Network, you agree to these terms. If you are using it for a company, you confirm you are authorised to accept them for that company. FnB Network is operated by Projects Management Group (PMG), India.

• You need a working mobile number. It is your username, and it must be one you control.
• One person, one account. Do not share your login or let someone else use it.
• You are responsible for what happens under your account. Tell us promptly if you think someone else has access.
• You must be 18 or older.
• The details you give us should be true. This is a professional directory, and it is only useful if what is in it is real.

Verification is optional. Where you complete it, a mark appears on your profile indicating what was checked — a phone number, a location, a document, or a full audit. A mark says that we checked a specific thing at a specific time. It is not an endorsement, a guarantee of quality, and not a recommendation that you do business with anyone.

We can remove a mark if the thing it attested to turns out to be false or has changed.

What you post stays yours. You give us permission to host it, display it, and show it to the people you intended — which for public listings means anyone, including search engines. That permission ends when you delete the content, other than copies already made by others or held in backups for a short period.

Do not publish anything that:

• Is not yours to publish, including copyrighted standards and specifications you do not hold a licence to redistribute.
• Is false or misleading about a business, a product, a certification, or a person.
• Is a review of a transaction that did not happen, or a review you were paid to write.
• Impersonates someone, or misrepresents your association with a company.
• Is unlawful, harassing, or a threat to someone's safety.
• Is bulk unsolicited marketing to other members.

We can remove content that breaks these rules, and we run a moderation queue for reports. We do not pre-screen everything, so seeing something on FnB Network is not evidence that we approved it.

FnB Network introduces buyers, suppliers, farmers, recruiters and institutions to each other. Any contract you then enter is between you and the other party. We are not a party to it, we do not take custody of goods, and we do not guarantee that anyone will perform.

Do your own diligence before committing money — particularly on tenders, procurement and produce listings, where the amounts are large and the counterparty may be new to you.

• Prices, inclusions and limits are shown before you buy.
• Subscriptions renew for the period you chose unless cancelled before the renewal date.
• Cancelling stops the next renewal. It does not refund the period you are in.
• Payments are handled by Razorpay or Stripe. Card details go to them, never to us.
• If we materially reduce what a paid plan includes during a period you have already paid for, write to us and we will sort it out.

Do not:

• Scrape, bulk-download or resell the directory, or harvest members' contact details.
• Circumvent rate limits, entitlement checks or paywalls, or probe the service for vulnerabilities without our written permission.
• Upload malware, or anything designed to disrupt the service.
• Use automated systems to create accounts or post content.

Security researchers acting in good faith are welcome — write to info@pmg.engineering before testing anything.

The FnB Network name, the software, the design and the compiled datasets are ours. These terms do not give you a licence to use our branding. Third-party standards and publications we link to belong to their publishers; where a work is copyrighted we link out to the publisher rather than hosting it.

We work to keep the service running, but it is provided as-is. We do not promise it will be uninterrupted, that data published by other members is accurate, or that it will fit a particular purpose of yours.

To the extent the law allows, we are not liable for indirect or consequential loss, lost profits, or lost business arising from your use of the service. Where we are liable, our total liability is limited to what you paid us in the twelve months before the claim. Nothing here excludes liability that cannot lawfully be excluded.

You can stop using FnB Network at any time and ask us to delete your account — see Deleting your account.

We can suspend or close an account that breaks these terms, or where we are required to. Where it is reasonable to do so we will tell you why and give you a chance to put it right first.

These terms are governed by the laws of India, and the courts of India have jurisdiction over any dispute.

We may update these terms. The date at the top shows when they last changed, and we will give notice in the app before a significant change takes effect. Continuing to use FnB Network after that means you accept the new terms.

See also our Privacy Policy.